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Hey guys, Ryan here from on-property and welcome to the first time property investor's guide,

where we're going to talk about how you can invest in property, how you can reduce your

risk, maximize your chance of returns, and achieve financial freedom.

So today I have with me Ben Everingham via his agent from pumped on property.

How's it going?

Thanks for having me, Ryan.

Excited.

Yeah.

And we're really excited to share with you guys in this mini series that how you can

invest in property achieved financial freedom, but also reduce your risk along the way and

increase your chance of getting some good returns on your property investment.

So, Ben, do you want to just let the people out there know a little bit about yourself

and your business before we jump into the content?

Yeah, sure.

So, um, my name's Ben Everingham and I'm an investor.

I'm over the last 10 years.

My wife Lisa and I have stumbled through the property market and bought ourselves 11 properties.

Um, thank gosh we don't hold them all anymore because that sounds like a lot of work, but

we've sort of learned some lessons.

We've made some mistakes, we've also got some great gains and we've learned a lot from that

and then about four years ago Ryan gave me the confidence to go out and start a buyers

agency.

I don't even kick up the bum that he made it a kick up the ass.

And since then as a business what we've helped by $350, million dollars worth of property

for over 600 investors.

I'm from Sydney, Melbourne, and around the world now.

So Tracy did.

Yup.

And I'm Ryan Mcclain, Iran on property.com that I use one of the larger property blogs

out there and youtube channels and I hope people find it, invest in positive cashflow

property and achieve financial freedom.

I personally achieved financial freedom or the age of 28 through my online businesses.

Then achieved it himself as well.

Probably around similar age, similar age, like not a huge amount of financial freedom

but enough to when that kick in the bum came leave work without stressing too much.

Yeah.

So in these videos, we're not going to be talking about excessive wealth and how you

can get rich quick and be a multibillionaire.

That's not what we're about.

What we're about is lifestyle and baseline financial freedom, so you earning enough money

that you don't have to go to work, that you can live a nice life with your friends and

your family.

You're not going to be driving around in limbo as well.

You can take it to that level definitely.

But to start with that baseline financial freedom.

And so in this episode we want to talk about how it's both easier and harder than you think

it's going to be, so it's easier in terms of your strategy.

Doesn't need to be extremely complicated and we'll talk about that.

But it's harder than you think in the fact that actually doing the work and going out

there, saving a deposit contend to be harder than you think it's going to be.

I remember like when I first got started at age 24, I was just like, yes.

I've been reading them, getting the

property investment magazines.

I've been watching some videos online.

I'd been reading the hype and the books and I thought I'm going to go out there and get

rich quick and like 10 years later I've realized that like overnight success or financial freedom

realistically takes a bit longer than that.

Um, in fact quite a lot longer than that.

And now that I've made my peace with that and have more of a secure, longer term approach

to the way I do stuff, you know, it's taken a lot of pressure off me and it's trending

to much better life for myself and my family.

But you don't get anything cool in life without a little bit of work.

Like let's get real.

And so in terms of strategy, there's a lot of different property investing strategies

out there.

You've got so many gurus spouting off different things that you can do development subdivision

and the building blocks of unit strata, title and commercial properties.

There's a lot of lingo in a lot of different things that you can do.

You can go out there and do that and be successful doing that for your average investor and someone

who just wants to achieve financial freedom often that isn't necessary and often that

is more difficult than it needs to be, so we've been helping people for years invest

using a really simple strategy which you would basically call a buy and hold strategy, but

the focus is to buy high quality properties in good areas with good capital growth, with

good cash flow so you're not bleeding cash and then paying off those properties over

time and maybe manufacturing some growth as well through something like renovations, but

eventually the goal here is you purchase high quality properties.

You get those properties paid off in the future and when they're paid off, the rent then goes

into your pocket and you can achieve financial freedom that way.

Yeah, like what I love about this concept that we've created over time is it is super

simple.

It's not going out and putting yourself in a huge debt or huge risk.

It has nothing to do with how the market is performing either so you can safely move forward.

In the direction of whatever it is that you're looking to achieve without gambling or taking

on huge amounts of risk, which I love and it's possible as well.

Like that's the thing I love about it, you know, with only seven point five percent of

Australians actually ever investing in property is a whole population.

Um, you know, it's a strategy where you don't have to go out and buy 10 or 20 properties

over your lifetime to one day get there.

In fact, you could potentially buy a couple over the course of a period of time and achieve

what it is that you want to achieve over a 10, 15, 20 year timeframe.

Yup.

And so you can achieve this quite easily.

This is achievable for most Australians out there and it happens in three phases.

So we've got what we call the foundation phase where then got the acceleration phase and

then the freedom phase where we all want to get to.

So let's just talk a bit about that.

So I'll talk about the foundation.

You can talk about acceleration.

Yeah, sounds good.

So the foundation phase is when you're purchasing your foundational properties.

And these are the properties that are going to go on to deliver financial freedom for

you.

So these are going to be high quality properties in good areas that are going to have longterm

growth, but also longterm rental demand as well.

So these are properties that you purchase.

You may want to build a granny flat on these properties as well in order to increase the

income on these properties.

And the goal is to basically pay these properties off over time, either through putting additional

money on the mortgage when you increase the rents, putting that money on or doing things

outside of those properties to maybe build up some equity in a property and sell it and

then pay them off.

That's going to be in the acceleration phase, but the end of the day, the foundational properties

are what's going to go and deliver financial freedom when they're paid off through the

cashflow that you're getting.

In terms of the rental income.

What I love about the foundation phase is that yes, it might take you two or three years

to get there and and built and by those foundational properties.

And that's two to three years of your life where there's going to be a little bit of

pressure, a little bit of stress, bit of anxiety, and a bit of action, but once you've actually

built a foundation or bought those properties that you need to achieve financial freedom,

it can take the pressure off yourself and actually start doing more of the things that

you really like.

Because the beauty about these types of strategies, the properties should up to a certain interest

rate cover themselves roughly if you follow the strategy correctly.

And you know that means that it's not eating huge amounts of money out of your own pocket

and lifestyle every week.

And I love that.

And we're going to talk more in the next video about these foundational properties and how

you can reduce your risk and maximize your chance of return on these as well as going

to some of the details about how they can pay themselves off.

But the idea here as ben was saying that you're getting a cashflow neutral or cashflow positive

position.

And what that means is after you've gone out and done the hard work of purchasing these

properties, they're now paying for themselves and they're also paying themselves off.

So you might have a mortgage of maybe 25 years, but there's enough cash flow coming in that

the people renting your properties are actually paying off your mortgage for you.

And so even if you just left them for 25 years, eventually you'd have no mortgage left and

would achieve financial freedom.

But most of us don't want to wait 25 years.

And so that's when the acceleration phase comes in.

Yeah.

So worst case scenario, you know, you're going to be there in the future if you're diligent.

But there's only one thing.

One question I think that's important to ask when you get to acceleration.

And that is how can I actually make this happen faster?

It's literally that simple.

And that means, you know, a whole lot of things that are popping into my mind.

I could get maybe start a business or any, a bit of income on the side, a bit of a side

thing.

Um, you know, your partner could get an answer money, you could, um, you know, actively look

at saving more money.

You could budget, you could go buy a property, you could start businesses.

Yeah, you can stop having children having have three children each and they are very

expensive.

Yeah.

So my dream was like financial freedom in 10 years now that I've added three kids, that

probably means 20 years, but acceleration can be done in, in so many different ways.

As ben was saying, building a business and using the extra income, the business to pay

off the debt or investing in property where you're in a really high growth period of the

market and so you're getting some equity growth.

You could then sell that property and use that chunk of money through the capital growth

after you've paid tax to then pay off the debt on your foundational property so you

could work extra job on the site and use the extra money from that to pay off the debt.

You could even renovate your foundational properties and get extra cashflow and use

that extra cash flow to pay off the debt.

So the acceleration phase is all about how can I pay off this debt as quickly as possible

so I own these properties outright.

And what I love about it is we love solving problems as investors.

Like you wouldn't be watching this video if you didn't like solving the problem of how

can I be financially free?

So just asking yourself better questions.

How can I get there?

Fast enables, enables you to start thinking about all sorts of cool and different ideas.

And the other exciting part of the acceleration phase is if you don't want to work harder

to get there faster, if you've got these foundational properties that are paying for themselves

and paying themselves off, you can actually take your foot off the gas in terms of career.

You can start looking at careers that you may like to pursue because you know that in

25 years you've got your financial freedom set because you purchased your foundational

properties already.

Now you could start pursuing things that might not pay as much, but we'll give you fulfillment

in life.

And that's what we're all about, is bringing your best self to the world.

And being happy and fulfilled in your own life.

Not working like a dog, just to be rich for the sake of it.

I've got a mate who has two children and he's just literally to take this a step up his

game, um, but you'll, you'll know what I'm talking about in a second because he's just

moved into a caravan and he's traveling around Australia.

He said initially is going to go for three months, but he's actually now decided this

is two and a half years later and he's still gone.

So him, his wife and his kids were in this caravan.

They're homeschooling them and they're driving around Australia.

And before he did that, he went and bought these two properties and he knows that if

he pays principle and interest for 25 years, he'll end up where he wants to be.

And so he's just gone off and done that.

So he's not stressing over this two and a half year period of what that's costing him

and career growth and everything because he knows his financial freedoms set.

And I kind of love that.

Like that's an outlier extreme example.

Not all of us are going to go and do that, but you know, that's just cool to go.

Okay.

I've sort of set up financial freedom longterm.

I'll never be under pension now I'm just going to kick some ass for a few years, have a good

time, and then maybe I'll come back and I don't know what he'll do when he comes back

or even if he can now there's like two and a half years is a long time on the road.

I'm sure we can all come back and then the last phase is freedom.

When your properties are paid off, you now take the rent that you're using to pay off

the mortgages as quickly as possible and you divert that into your bank account and then

you start living off that and living the life that you want.

Yeah, and I think the coolest thing about freedom, it's that simple.

It's not so much about the money, it's

just the fact that you get choices, choices to spend time with family, with mates to travel

more, to buy more property, to start businesses, to live wherever you want in the world.

Yeah.

Like just to do you without the fear of getting sacked or you know all of that other stuff

that we carry all the time

and that's really where the journey starts.

Once you have freedom, then you can start exploring where you want to live, what work

you want to do.

Well, hopefully you're doing that before anyway, but you just have that freedom to do that

and then you can continue to grow your wealth at the same time.

So your wealth journey doesn't stop there.

It keeps going.

So in the next video that's going to come out tomorrow, we're going to be talking about

those foundational properties and how you can purchase properties that are going to

be solid and secure in good growth areas so you can reduce your risk, maximize your chance

of return, maximize the chance of those properties always being rented and yet achieving financial

freedom.

I love that break down.

So really excited before tomorrow's video where we're going to get more nitty gritty

into it.

It doesn't have to be an extremely complicated and difficult to invest in property and achieve

financial freedom, but there is a decent amount of work that goes into acquiring those foundational

properties and that's what we're going to talk about in tomorrow's video.

So look out for that in your email tomorrow and until next time guys, stay positive.

For more infomation >> First-Time Property Investor's Guide To Achieving Financial Freedom (Part 1/4) - Duration: 13:17.

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Guide de survie du Basketball - Duration: 7:11.

Hello everyone, here Shadows basketball for you serve I hope there is the form

Today I will tell you about my Shadows Basket Guide

Because it's true that in

One of my promotional videos, I had you said to forget what you know at Basketball.

It's a little pretentious all this but I weigh my words. According to you say

me how many basketball dribbles are there, so I'm talking about simple dribbling, I do not

not talking about dribble combinations, just simple dribbles, you have 10 seconds.

Tell me in the comments area sincerely how many dribbles you have found, because

that in reality there are only 4, yes there is really only 4.

The first dribble we know is the classic dribble,

The second dribble we know is the crossover,

the third dribble that we know is the between the legs

And the special mention for the fourth which in my opinion is a variant

of the second dribble namely the crossover, it's behind the back.

as you can see behind the back it's simply the crossover that we reproduce

from behind, so we consider it a little little like a variant of the crossover but

as it is a movement that is quite complicated to realize, I still put it in

the fourth category you will understand Why.

So I see you coming, but shadows Basket you forgot the inout, the shamgod, the spin move

hesitation, misdirection, snatchback with its variant, the reverse snatch, also

the stiff legs and the step scissors.

Yes it's true, all these dribbles they exist, but these are just variants of these 4

dribbles that I spoke to you, look !!!

The inout is simply a dribble classic that involves a footwork,

to simulate that we are going in one direction, so that final to go to the other, and all this in

1 dribble, so the classic dribble, so we can say that it's a variation of classic dribble

Let's take another example, the misdirections, which involves a crossover and a feint

of body, we send the ball on one side, we feint of body to go from the other, from where his

name, misdirections: so the all directions, and immediately we go back in the direction of the ball

the misdirections.

I also want to talk about the killer cross, so everyone to his perception and his

killer cross design, for me the killer cross it's his !!!

here you will have understood, we intervene a between the legacy, simple, fast, efficient.

And now, I'm going to talk about the last dribble, behind the back, which for me is truly

a variant of the crossover, since it performs behind.

In my opinion, it can be used in 2 cases of figures, we have the way of JAMAL CRAWFORD

with his SHAKE N BAKE.

Or else, I have my way to me the SWAG !!!

mmmhhh a little too complicated, look !!!!!!!

And yes the SWAGG, whatever it is, put me in the comments area what you thought

do not forget to tell me how many dribbles you found during the 10 seconds,

do not forget also that you can find my guide to shadows basketball

primary dribbles namely these 4 dribbles which I just mentioned at the top on the cards.

I give you an appointment for the continuation, to know, the secondary dribbles

Wishing you to free your basketball.

For more infomation >> Guide de survie du Basketball - Duration: 7:11.

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Kitchen Gift Ideas for Christmas - The 2018 Gift Guide | Mom Vs | Well Done - Duration: 3:08.

Holiday shopping is upon us

and I'm here to give you my top ten kitchen gift ideas

for anyone in your life for who loves to eat,

drink and be merry.

(upbeat music)

Some of these things I have, and I love.

And some of these I only wish I had.

Husband, take notes.

Number ten is the Goverre Wine Glass.

I don't have this but I just stumbled across it

while I was shopping on the internet

and this thing looks so cool.

What I love most about it,

it's actually made of glass.

And I love drinking my cocktails out of real glass.

It tastes way better than out of plastic or metal.

I also love that the lid on it, you can drink out of

or you can just store your drink for transportation.

And it's got this grip thing on it,

so you don't drop it.

I want one of those.

And while we're talking about beverages,

I'm gonna give you number nine.

It's the Yeti 14 oz. rambler coffee mug.

With the 14 oz. mug it's gonna hold a little bit more

and it will even disguise

when you've got the vodka in the coffee cup.

Number eight, basic wooden spoons.

Look, I know that is not that exciting.

But I promise a bouquet of this

is gonna last a lot longer than flowers.

Add these to that cookbook or that cookware

that you're going to get someone.

This is the perfect, practical gift.

Number seven, the garlic press.

I hate peeling and chopping garlic.

It gets so sticky and all over your fingers.

The garlic press is one of those extra tools

that I don't mind keeping in my drawer.

Sticking with the heavy cooking,

I'm going to number six,

which is a good cutting board.

This is not something anyone likes

to go spend their money on.

So it makes it a perfect gift.

These things last forever, so they're worth the investment.

Next, is my very practical and economical gift,

number five, which is a cute flower pot

with an aloe plant.

Aloe plants last for a long time,

and they're great for when you make those

little boo-boos in the kitchen.

My mom always says you should always keep one

by your kitchen sink.

Number four is a good apron

that actually fits women.

I came across this great petite bib apron

from Chef Works and it's super stylish too.

Trust me, it's hard to find that apron

that doesn't go down to your ankles

or up to your ears.

Number three carries over from last year,

the good old Instant Pot.

Would you believe I still don't have one of my very own?

With all the recipes you see online,

you know you need to have one of these magic makers now.

Number two on my wish list is the Google Home Hub.

This is the newest home smart device from Google

and this one has a screen.

So it can walk you through those recipes you're looking for

and also, who doesn't want to play music

in the kitchen while they're cooking?

And number one, which is a pricier option,

the La Creuset wide, round dutch oven.

The dutch oven is a classic piece, but this one is wide.

Makes it perfect for those big roasts

to put in the oven.

It's definitely on my wish list.

And there you have it,

my top ten gift ideas that should work

within anyone's budget.

If you pick up any of these suggestions

or have any ideas of your own,

I'd love to hear about it.

So don't forget to comment below.

Like, share, subscribe,

and if you're watching us on YouTube,

click the bell.

Merry Christmas!

For more infomation >> Kitchen Gift Ideas for Christmas - The 2018 Gift Guide | Mom Vs | Well Done - Duration: 3:08.

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Legacy of Discord - Guide on Rare Attributes (Subtitles Included) - Duration: 12:48.

Hi guys, this is chirpychu. Today I will be

talking about rare attributes.

So hopefully the video will help you guys.

First and for most, some of you guys maybe

have seen people who are

vip 15

or vip 12 and above with low attributes

But they are maybe from

old servers

Last time, there was no special

or rare attributes. So mostly they focused on basics

So slowly they implement special

and then rare. So now mostly people

will know that focusing rare is

starting to be more important.

So today I will be teaching you guys

how to calculate some of ur rare attributes and hopefully

it will help you in finding your own damage

and how to reduce the dmg from

your opponent

So im gonna take my character as an

example. So this is my current

Character. 13.9bil br

So this is my

basic stats. Im not going to show

my special. Im going to show my rare and basics.

So this is my rare.

My rare I will be doing

on crit dmg

CDR

ED

DR

And the skill dmg increase

and reduction

Tdmg and Tdr

I will be using attack as my normal attack.

For my calculation

This is a modified BR

Fluffy Br

Sometimes found with people around this br with these type of stats

So i modified the atk and ele atk

Ele atk : Just Ignore

Change rare attributes

Slightly reduce it

Becos for fluffy br

the basic attributes will be higher

than the rare.

Sometimes it will be higher special

attribute but the rare attribute is low.

So tht is also consider as fluffy br.

When attacking your opponent,

This is my char stats

My crit dmg will be

vsing their crit dmg reduction

And my extra dmg will be

vsing their damage reduction

Skill damage increase

will be against skill damage reduction

Total dmg % vs Tdr %

This is my char stats

and this is the opp stats

So i will be explaining more

on the calculations

so for the crit dmg and cdr,

Crit dmg - Increases dmg by crit atk. In addition to normal atk, there is a 50% bonus.

CDR - Reduces dmg done by ur opp when ur atked by crit atk

So the opposite will be the crit dmg

whereas crit dmg opposite will be cdr

so my rare that i showed was 847%

Opp rare for crit dmg was 600%

Formula from the slide*

Actually it is 1, but there is a 50% bonus so i added a 0.5%

and you have to plus

the crit dmg %

so the 847%

used as crit dmg%

it will be 8.47%

whereas the

600%

is 6%

is the opp crit dmg

so you times the normal atk

which is just now 1.5bil normal atk

so when i come out with the calculations

this is the calculation that i got

so my stat, i will be dealing around 14.955bil

ignoring their crit dmg reduction %

whereas the opp will be dealing 13bil atk on me

without any crit dmg reduction

so just now i showed a pic on fluffy br and a normal br

so opp has a cdr of 500%

so u can see after

get the crit dmg

which is 1.5 +

ur crit dmg

minus the opp crit dmg %

times your normal dmg

ans for crit dmg formula done to your opp*

which is 7.455bil

so next we come to Extra dmg

so extra dmg is increase the dmg

of atk and stunts

after deducting protection and resistance

so now they also added shield and resistance so now you have to deal more dmg

to decrease the hp

and the resistance such as lightning resistance, fire resistance, frost resistance and shadow resistance

so dr

is the reducing the dmg done by ur opponent

opposite of extra dmg is dr

so opposite of dr will be extra dmg

So for me, my extra dmg was 769%

Opponent was 500%

so i wan to find the dmg done to my opp

and the opponent dmg done to you

you can use the formula given at the top

no 50% bonus so i take it as 1

so 1 + extra dmg

times my normal atk

so my extra is 1 + 7.69%

times 1.5 bil

and i got this number

which i will be dealing this amt of dmg to my opp.

so you can see that the opp the basic

can be very high and the atk can be very high

but when u use it to add with ur extra dmg

and ur crit dmg

you can find tht you can deal more dmg than him

because % is more than whole number

so your extra dmg done by ur opp

will be 12 bil

So i just now showed you guys

is that the opp rare of ed% has 500%

so

the dmg he will do to you will be

1 + your own extra dmg

- your opp dr%

after that you times ur normal dmg

which is your 1.5bil

so after you get all these, you add up

it will give you around 5.535bil

so you will be dealing this amt of ed to your opp.

So total dmg and total dr

So total dmg is the incrase of the

dmg of the last

atk and skill

After calculating everything including your ed

and your total dr will be reducing your

dmg of the last atk and skill

After deducting resistances and dr.

So this is the opp of total dmg

so example, your opp may have

high around 500% of total dmg

your tdr

maybe need around 500%

and you also include

ur (dr) and the rest

to boost ur dmg reduction

so ur total dmg vs ur total dr

So my total dmg

was 264%

while the opp is only 100%

and my tdr% is 234%

and the opp

is ard 100%

so the dmg that i will be doing will be

1.5 + (7.69-5)

so u minus this first

then add this inside

then u times 1.5bil

and you will get 5.535bil

which is im using

the extra dmg which i will be dealing

to my opp

so just now i show u guys the opp has a

total dmg reduction of 100%

dr i wrote wrongly but it is tdr

so the final dmg

will be 1+ (my total dmg%

which is 264% so i write as 2.64

and my opp total dr is100%. So i used this

so I add up and minus the total dmg portion

final ans will be 14.612bil.

So i will be dealing this amt of dmg

to him.

so the reason

to cover this dmg will be

increase the total dr

I will use my sec pic

If you wan to

not to have fluffy br,

the opp has to

improve total dmg and dr

for dr wise, he should increase

and also for crit dmg

and cdr

need to boost up

Because if you see

atk and the ele atk

and you add up the %

the dmg will be lowered

so these are some of the

guide to help you guys in

building of characters

or if u wan from fluffy br

become a stable br

For more infomation >> Legacy of Discord - Guide on Rare Attributes (Subtitles Included) - Duration: 12:48.

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Maps and Miscellany - Guildmasters' Guide to Ravnica - D&D - Duration: 5:57.

Hello and welcome back to the Gallant Goblin.

I'm Theo and today we're here to look at the

Guildmaster's Guide to Ravnica Maps and Miscellany pack.

This contains 20 card stock dry erase pages that you can use

with your campaign that you set in the Ravnica universe.

Let's take a look at exactly what's inside.

First you're going to have 7 city maps.

These are bird's-eye views of the overall Tenth District

and then there's one map each for each of the 6 precincts therein.

Next you have 10 location maps, 1 for each guild.

In the "Guildmasters' Guide to Ravnica" source book, each guild has its own iconic location.

And it gives you inspiration for adventures you may have there.

So those locations are: Arrester Station

Safe House

Legion Garrison

Rubblebelt Encampment

Undercity Mansion

Grand Basilica

Experimental Workshop

Vernadi Center

Notorious Nightclub

and Growth Chamber.

On these maps, if you're not sure which guild is associated with it,

there's a little icon in the corner to help you remember that.

Also it's good to know, each of these maps is a Dyson Logos map—

if you're familiar with them, they have a Patreon you can check out—

very good, functional maps.

Next you have 1 major location for the little adventure they include in this book for a fellow named Krenko.

So there's a location where an adventure takes place with him

and has information on that page for that adventure.

There's also 2 perforated pages of charm cards with art of the corresponding guild members on the other side,

and we'll talk more about those in a minute.

So that's what's inside the package.

Now this is a little bit of a different product than the Maps and Miscellany pack that came with Dungeon of the Mad Mage

since that was a campaign and this is a campaign setting source book.

So the use of these maps is going to be different

and what they include in here is a little different.

So let's take a look at it and at the end,

we'll talk about how you can use this and if we think it's a worthwhile product.

The map pack includes pages that represent the 6 Precincts of the Tenth District,

which is the heart of Ravnica.

On one side of the page you have a bird's-eye view of that particular Precinct.

On the back of the map, you have the information from the book about that Precinct.

So this shows you what affiliated guilds are located there,

what the neighborhoods and landmarks are,

what goods and services are available, and it gives you a table that you can roll on

to find people that you may encounter on the street.

So this is a good reference to have on hand when your players are in that particular Precinct.

Also included in the pack are locations that are iconic to certain guilds.

On one side of the page you have a player's version of the map

which is not labeled and that you can photocopy and enlarge,

present on the table and use as a battle map.

On the back you have the Game Master's version of the map

that has all the labels, the description of the location,

and a table you can use for inspiration for adventures.

This page shows guild charms.

A guild charm is a magical effect placed on an otherwise mundane item.

These charms are often given to favored members of the guild or people entrusted with important missions.

Each guild in the book has 1 charm associated with it

and these pages give 1 or 2 copies of the same charm that you can use—

you can separate and hand out to the players who get these charms.

On one side of the page you have the charm,

and on the opposite side, you have artwork depicting a member of that guild.

To my eyes, this artwork is not actually in the book anywhere.

Also, these cards are not presented this way in the Ravnica book.

This is something unique to the map pack.

The charms are described in the book, but they are not in card format.

This product isn't as easy to recommend—for me— as the Dungeon of the Mad Mage map pack.

That was a campaign that had a very set number of maps for the levels of the dungeon

and you can use the maps very clearly to plan out your campaign through the adventure.

This is just a campaign setting.

You may or may not use these locations.

You may or may not visit every Precinct of the city.

So you may not get use out of this as well as you would "Dungeon of the Mad Mage."

Also the purpose of the maps isn't as clear.

They have some that are clearly meant to be used by players,

but you can't just put them on the table because they're the wrong scale—

you would have to take them to a store, get them blown up,

so extra level of work for you.

But on the back, they have some information, but it's information that's not necessarily for that location

and the adventure they're doing there, but it's a table to give you ideas for running adventures there.

So again it's just a little bit unclear on how you're supposed to get the most use out of these.

Also of note that the scale of the squares on each page isn't consistent.

So if you need to blow up the map, you're going to have to do a little bit more calculation to know

exactly how much to blow it up to get those 1 inch squares that you need for a battle map.

The cards are all well and good; I love the charm cards.

So those are great.

But as a $25 product, it's a little bit harder to recommend.

Perhaps in looking at these pages, you are able to get some ideas of what you would do with it.

If you have some more ideas that I didn't share,

please leave them in the comments below because I'd love to hear from you.

Otherwise, you know...

if you think it's useful go ahead and check it out.

If you have any questions or comments or concerns,

please leave them in the comments section below.

Otherwise follow us on Instagram, Facebook, and Twitter

to see what we've been up to and what we do behind the scenes.

And we'll be looking forward to seeing you next time here on the Gallant Goblin.

For more infomation >> Maps and Miscellany - Guildmasters' Guide to Ravnica - D&D - Duration: 5:57.

-------------------------------------------

Megahorn Tipi Stove Jack Tent: User Guide - Duration: 15:08.

Today we'll take a look at the Luxe Megahorn 4-season tipi shelter. This

versatile floorless shelter is a suitable option for hunters and

outdoorsmen who enjoy 4 season winter camping. The Megahorn when paired with a

wood stove, allows ample room for two people to sleep and plenty of gear

storage. The Megahorn made from waterproof polyester taffeta, is an ideal

shelter for winter camping, providing enough space to use as a base camp

shelter. Let's look at an overview the Luxe Megahorn 4-person four season

teepee shelter. The outer tent is what we're gonna look at today, but we will

discuss the various inner tent options, mesh inner tent, as well as ground sheet

options, once we get this set up. What you're looking at is the bag that the

Megahorn comes in and will unload this, show you everything that's included with

the outer tent. Now quickly to cover some of the various specs about the outer

tent, the outer tent itself weighs 6.6 pounds. You do have 16

included stakes with the outer tent, that allow you to get the optimal pitch,

depending on the weather that you might be experiencing. The included center pole

is just over a pound, and then your total weight for the tent stakes and your pole

is going to be 8.7 pounds. Total space with the Megahorn is going

to give you a peak height of seven feet two inches and then you've got a

hexagonal shape, that's going to give you roughly 13 by 10 feet of total floor

space. Things that are not included with this, that are optional for purchase in

addition to the outer tent, is going to be a groundsheet or an inner tent, that

is available from Luxe. So what we'll do now is go ahead and unpack the tent from

the compression style bag. What you've got is a roll top style, that allows

really good access to the inside, to quickly get the tent in and out, and make

packing and unpacking the tent easy. Like I mentioned before, included

items are the pole set for the center pole, you also have your 16 included

stakes, you have your tent body, and then you have your top cap which is removable,

depending on how you choose to set up the Megahorn for your application. This

particular model also has a stove jack, which we will cover here as we get to

the tent set up, and move around to look at the various options that are

available in the features of the tent. To set up the Megahorn, you'll first want to

spread out the tent body on the ground, orienting the doors in the direction you

would like to have them face, next stake out the body of the tent at the four

corners of the doors. Do not stake out the sides opposite the doors until the

center pole has been inserted, be sure to stake out loosely as we will adjust the

tension later and this will aid in getting your correct pitch, next you'll

build your Center Pole. There are five sections and for the top section of the

pole adjust the button so the button is in the lowest setting, you'll use this

setting for flat ground additional holes are available for snow pits or uneven

ground.

Unzip one of the doors and insert the pole into the grommet at the center of

the tent in raise the tent,

zip the door closed before the next step.

At this point stake out the other two sides of the

tent, now adjust tension with the nylon straps and make micro adjustments with

your stakes to make each panel have equal tension,

adjust the center pole as needed each webbing strap at the peak should have

equal tension at this point, next attach the top cap using the included hooks.

Additionally, in high winds or to capture heat and low temperatures you can cross

the hooks to seal the vent cap. The Megahorn has ten additional stakeout

points to add additional protection against high winds in rain. These are

meant to add stability to the tent panels. Use the reflective guidelines on

the non door panels to pull out the side panels and again add stability to the

tent. The snow skirts may be rolled up and tucked away to allow increased

ventilation. The Megahorn features two doors each with a sewn in no-see-um mesh

panel, both doors have hooks that allow the doors to be stored for easy entry,

use the draw cord on the center mesh inside the tent to close the peak,

keeping bugs out. To insert a stovepipe for a wood stove, remove the waterproof

cover from the stove jack, then insert your stovepipe. Now that we've got the

tent set up, let's go ahead and kind of look at the interior space of the

Megahorn. So you can see plenty of space for two

people on one side of the tent, and then once you add a wood stove to the outer

tent, you've got plenty of space for the stove to be able to sit as well as

working space to place additional gear and wood that you would be burning

through the night. Let's do a walk around and talk about the various features and

aspects of the Megahorn to make it unique and a great 4 season option.

So the first thing you'll notice is that we do have the stovepipe, we've got it

running on the 3W Stove, but again a hexagonal shape for the Megahorn. You do

have as noted in the setup these various, guy out points that will be helpful for

when you are doing 4-season type of application with this, and you need a

little bit more protection with various types of snowfall, heavy rain and that

kind of thing, and the ability to roll up or lower the snow skirts is a great way

to add increased ventilation or to capture more of the heat within the tent,

various stake out points, you've got two doors on the Megahorn, both have sewn in

no-see-um mesh inner doors as well, to with offer ventilation and protection

from the bugs. Now the material that is used on the Megahorn is a polyester

taffeta that has a PU coating on it, that PU coating does make it waterproof. The

benefit to all in this application is when polyester

gets wet, it has less of a stretch to it compared to a nylon material and so this

being a four season tent, where you're likely to be in a setting where snowfall

would be occurring and heavy rains, the polyester will help prevent excessive

stretch on the material making it so that it doesn't sag when you are

spending excessive amount of time in the tent. Now you can see the no-see-um mesh

door here, again we've got the stove running we've got the stove jack that is

included in this option, and this is a fiberglass type of material and that is

going to allow you to run any type of wood stove in the tent. The top cap on

the Megahorn is removable, as you saw on the setup, it also is not seam sealed. In

this setup, we do have the stove coming out of the stove jack on the left side

of the tent, depending on how you pitch it that stove

jack will be on either side of the tent. One of the benefits to the Megahorn,

depending on the stove that you plan to use, is you have the option to place the

stove in the center of the tent, and then run your stove pipe through the center

out the top cap, and that's one of the benefits of having the top cap being

removable is with the proper equipment, you are able to run a stove right in the

center of the tent, which is an application that some people would

prefer over having the stove on the side of the tent. Now discussing the options

for various inner tent options. You've got several different things to

choose from, all available from Luxe. You've got a 1-person, a 2-person, a

two-and-a-half percent and a four person mesh inter tent, that is available to

place on the inside of the tent here. You've got various grommet options and

locations up here at the center of the tent,

depending on what option of Inner mesh tent, you choose to use, those various

grommets will allow you to attach the inner tent that way. Looking back up the

center pole, you've got seven feet two inches of total height, which allows you

to obviously stand up inside of the tent, and you've got the drawstring shock cord

for the mesh no-see-um mesh there, to be able to close that off or if you are

running a stovepipe through the center, the ability to open that up and again

with the right protective pieces, that would allow you to make it so that you

don't melt the tent as well. When attaching and inter tent to the Megahorn,

you do have various attachment points on the tie outs in the corners, to be able

to attach those inter tents, another option you have is to just run a ground

sheet, again you could use just your own type of groundsheet that we have for an

example here or you can get a bathtub style floor from Luxe, and use that in

this as well. One other aspect about the Megahorn

is all of your seams are taped for you, and that makes it so that you don't have

to worry about seam sealing the tent yourself. Now whether you are a hunter or

a general outdoorsman that enjoys 4 season camping. The Luxe Megahorn is

going to provide a versatile shelter, that allows you to have modular aspects

of using inter tents, bathtub floors, ground sheets for whatever application

you would be using the Megahorn for. Again it is a 4-person

sized tepee shelter, it's a hexagon shape, polyester PU coated material with the

ability to run various types of wood stoves, it is a great great shelter for

any type of person looking for something it works well in a four-season setting.

For more infomation >> Megahorn Tipi Stove Jack Tent: User Guide - Duration: 15:08.

-------------------------------------------

Bloodborne - Guide "ésotérisme" complet - 31 - Optimisation Finale Pt1 - Duration: 17:23.

For more infomation >> Bloodborne - Guide "ésotérisme" complet - 31 - Optimisation Finale Pt1 - Duration: 17:23.

-------------------------------------------

Shameless Holiday Guide: Fast Cash For The Holidays - Duration: 1:19.

[MUSIC PLAYING]

[LAUGHING]

SHANOLA: The holiday season leaves

most people with empty pockets.

But if you're smart, it can be the most

lucrative time of the year.

This is a few ways to make some quick, easy cash.

I know how you can make some quick dough.

I don't do blowies anymore, Huey.

Participate in local politics.

Couple of cold ones for your future congressman.

You sure this isn't about the money, Frank?

I got some winning to do.

Sell some family heirlooms.

Ask your boss for a raise.

We need equal pay!

Demand what you deserve.

We will not be silent!

Ow, you [BLEEP] [BLEEP]-head!

Find two-for-one deals.

And the one spot we have open is all yours.

Sorry.

Did you say one spot?

You're both going to nursery school,

but you can't ever be in the same room at the same time.

Invest wisely.

I got $50k in my pocket, and I want in.

And homemade gifts are always a great personal touch.

Yeah, we're going to get busted.

[MUSIC PLAYING]

For more infomation >> Shameless Holiday Guide: Fast Cash For The Holidays - Duration: 1:19.

-------------------------------------------

a luffy combo guide (TURN ON CAPTIONS) - Duration: 0:39.

up throw up b d-air

down tilt up tilt u-air foward smash

back throw f tilt

up throw n-air

d-air down tilt up tilt

For more infomation >> a luffy combo guide (TURN ON CAPTIONS) - Duration: 0:39.

-------------------------------------------

Europe travel guide: Madrid to Rome by road - Duration: 1:31.

For more infomation >> Europe travel guide: Madrid to Rome by road - Duration: 1:31.

-------------------------------------------

World of Tanks Complete Guide to T 50 2 - Duration: 25:18.

For more infomation >> World of Tanks Complete Guide to T 50 2 - Duration: 25:18.

-------------------------------------------

Inholland - Education Guide Top level sport - Duration: 0:32.

This is Mandy. She's combining top-level sport with her studies.

That can be pretty tricky. Wouldn't you say, Mandy?

The answer is in the education guide.

As a top athlete, you can catch up on your lessons another time.

Which is great, because next time you will now be able to leave your sports bag at home.

Know where to find the education guide.

Check inholland.nl/educationguide

For more infomation >> Inholland - Education Guide Top level sport - Duration: 0:32.

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La grippe : guide de survie - Duration: 6:53.

For more infomation >> La grippe : guide de survie - Duration: 6:53.

-------------------------------------------

2 Day Trip to Matsushima and Sendai Directly from Narita Airport | japan-guide.com - Duration: 7:52.

Home to one of the top three scenic views in Japan and also one of the largest cities

in the country, MIyagi prefecture gives visitors an opportunity to experience both the beauty

of nature and taste the bounty of the sea all in the same trip.

Visiting these two places in tandem shows off the best of both coastal town and the

bustling city, and that's exactly what we're going to do today.

My name is Raina Ong, staff writer for japan-guide.com and today I'm on assignment in Matsushima

and Sendai.

I'll take the overnight bus from Narita International Airport to Matsushima, and from

there take the train to Shiogama where I'll have breakfast at the Shiogama Fish Market

and visit Shiogama Shrine.

After that, I'll take a sightseeing cruise from Shiogama back to Matsushima to get a

closer look at the islands in Matsushima Bay.

Once on land, I'll explore Zuiganji Temple, have lunch, and visit Godaido Hall and Fukuura

Island before calling it a day.

The next day, I'll head to Sendai by train and use the sightseeing loop bus to visit

the Zuihouden Mausoleum and Sendai Castle ruins before heading to downtown Sendai shopping

district where I'll sample some of Sendai's local specialties before returning to Sendai

Station.

So follow along as I go on a two day trip to Matsushima and Sendai.

Day 1

I'm now at Matsushima Kaigan Station.

I'm kind of hungry, so I'm going to look for food, but first I'm going to put this

in the locker over there.

I'm here at the Shiogama Fish Market which opens to

the public pretty early.

I'm going inside to have some fresh fish and have some breakfast.

One of the nice things about being at the fish market is being able to put together

your own breakfast.

I bought some seafood from the stalls behind me, and I'm going to create my own seafood bowl.

It's pretty fresh.

I'm now at the Shiogama Shrine, one of the most important shrines of the region and a

pretty popular sightseeing spot.

This place has over 1000 years of history, and some of buildings here were built

around the turn of the 18th century.

Next, we're going to head back to Matsushima from Shiogama via a scenic sightseeing cruise

which is also great way to see the famous pine tree covered islands that dot the bay.

Zuiganji Temple is one the area's most important and famous zen temples.

It was originally established in the 9th century, but the buildings that we can see today was

built in 1609 by the feudal lord Date Masamune.

There are lots of interesting things to see on the temple grounds including the main hall,

a museum, and some caves.

For lunch, I'm at a popular restaurant that serves two of Matsushima's seafood specialties,

anago and oysters.

The anago is served on top of rice and the oysters I ordered both grilled and raw.

Godaido Hall can be said to be the symbol of Matsushima Bay thanks to its prime location.

The small hall is a well-visited attraction and offers a nice view of the bay.

My next stop for today is Fukuura Island which you can see behind me.

It is one of the few islands which is connected to the mainland by bridge, and there are a

bunch of walking trails which you can follow.

Day 2

I'm in Sendai now and from Sendai Station I took the sightseeing Loople bus to my first

stop Zuihoden.

Zuihoden as you can see behind me is the mausoleum of Date Masamune, the first feudal lord of Sendai.

There are lots of other things to see around the spacious grounds including other buildings

and the tombs of Date Masamune's descendants who were also feudal lords of Sendai.

Next we're back on the loople bus and heading to the Sendai Castle ruins which are a great

place to enjoy a panoramic view of the city.

While there isn't a castle left to see, the foundations still remain and you walk

across where the castle once stood.

Sendai's downtown is really the heart of the city.

There's so many shopping streets around here, like the one I'm on now.

And together they form one of the largest shopping arcades in the Tohoku Region.

Zunda is a sweet edamame paste that is a specialty in Sendai.

You can have it in a few different ways but I'm going to have mine with mochi.

Gyutan, or grilled cow's tongue, is one of Sendai's most well known specialties.

This sliced beef dish is typically served with beef soup and a bowl of rice, and Sendai

Station is one of the most convenient places to find a gyutan restaurant.

And that concludes our trip to Matsushima and Sendai.

From here, you could continue your stay in Sendai, take the overnight bus back to Narita

Airport or take the train to explore other parts of Japan.

Thanks for joining me.

I hope this video has been enjoyable and perhaps even inspires some ideas should you decide

to plan a trip to Matsushima and Sendai.

For more information or to watch another video, click the links on the screen now, or head

over to Japan-Guide.com, your comprehensive, up-to-date travel guide, first-hand from Japan.

Thanks for watching, be sure to subscribe and click the notification bell for more videos

about Japan.

Happy travels.

For more infomation >> 2 Day Trip to Matsushima and Sendai Directly from Narita Airport | japan-guide.com - Duration: 7:52.

-------------------------------------------

UTSA Libraries - Official Roadrunner Survival Guide - Duration: 3:28.

Yay, you made it!

You're about to begin your freshman year at UTSA.

Now what?

We know it can be a bit scary,

which is why we decided to create

a survival guide

to highlight an important piece

to your success here at UTSA –

the library.

And here at UTSA

one library just wasn't enough,

that's why we have three for you to choose from.

There's the JPL,

the largest library with three floors

of resources and study spaces,

which is located on Main Campus;

the Downtown Library,

located on the 2nd floor

of the Buena Vista Street Building

at the Downtown Campus;

which features diverse

study spaces,

computing services,

and views of the San Antonio skyline.

and the AET Library,

located on the 2nd floor

of the Applied Engineering and Technology Building,

which boasts a modern, bookless design

made with science and engineering students in mind.

And the great thing is

that you don't have to navigate these alone.

You can always count on someone

from the Blue Crew to help you out in person

or online.

When you're at the library

all you have to do is look for the blue shirts,

and our Blue Crew library staff

will answer any of your questions.

Do you have questions on how to find

what you need on the library website?

Just click on the Chat with Us box

to get help from one of our

Blue Crew Librarians.

Need more help

from a librarian in your major?

Feel free to reach out

and schedule an appointment with one.

Once you've received the proper guidance,

it's time to get to work.

And the library

has everything you need.

The front desk is the hub

for checking out everything from books,

to DVDs,

to tech gear like:

laptops, calculators, headphones,

camcorders, cables & accessories,

media players & projectors.

All our libraries also have scanners,

as well as hundreds of computers

loaded with the software you need to be productive,

free to use.

And when you're ready to print,

you can do so from one of our computers,

or from any personal device

connected to the Internet.

All you need to do

is swipe your UTSA ID,

with print credits,

to release your print job

from any PrintSpot location.

Every semester

you'll receive a $12 credit for printing,

which is equivalent to about

200 black and white pages.

However, once you've reached your max,

you may purchase additional print credits

at one of the cash value machines

located near the campus computer labs.

Pretty cool right!

But what if all you need is a quiet place to study,

or a work area for you and your buddies?

We have that too!

We have several options

where you can get your study sesh on.

Both the JPL and Downtown Library

have quiet study and quiet computing areas,

as well as areas where you can

collaborate with your group.

There are even small group study rooms

you can reserve in advance –

from our website

or your phone.

As you can see,

we have a lot to offer

toward your success here at UTSA,

so come on down and let us help.

We'll be waiting for you!